Yahoo Finance·March 21, 2026 at 10:51 AM UTC
HELOC and home equity loan rates Saturday, March 21, 2026: The second mortgage equity solution
FinanceReal Estateinterest rateinvestment
Companies / People: Curinos, FourLeaf Credit Union
Locations: United States
Scale: national
As of March 21, 2026, the average HELOC rate is 7.20%, with a 52-week low of 7.19% recorded in mid-January. The national average rate for home equity loans is 7.47%, with a low of 7.38% noted in early December 2025. The prime rate, which influences these rates, is currently at 6.75%.
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