Top 20% of Americans now hold $49.1 trillion in stocks, capturing nearly 90% of gains. How to build up your wealth

The top 20% of earners in the U.S. hold a record $49.1 trillion in equities and mutual funds, representing approximately 87% of total stock market gains. Since the 2020 pandemic, their equity ownership has surged by $29.8 trillion, a 154% increase, while the bottom 80% have gained only $4.2 trillion in total. This growing wealth gap highlights the concentration of financial assets among higher-income households.